How to pay off a cash advance loan

December 7th, 2008

Sell some things on Craigs list

Craigslist.com is free to advertise and can be quicker them ebay 

Skip a payment many loan companies will let you skip a payment once a year talk to your creaditors and make arrangments pay off the cash advance first

have a yard sale Grab stuff you no longer use or need and put up some signs.

Cut back Make a budget and track your spending. I bet there are a lot of thinks you can do with out like that trip to starbucks a night out pay off the loan first then make a budget so you can save a little so you can borrow from your savings next time

Cash advance alternatives and warnings

December 7th, 2008

Need a Cash Advance loan? Are you bombarded by offers of Cash Advance, payday loan, cash advance loans within 24 Hours? These loans can be costly with high interest rates.

The advertising is everywhere,  Need Money now, or  Any Day Can Be Payday; cash advances until payday payday cash advance loans. these Cash Advances often come at a very high price so check the terms and conditions of these cash advances before you decide to take on a cash advance.

Alternatives to a cash advance payday loan, or fast cash payday loan.

First   ask a friend or relative for a loan or talk to your bank instead of a cash advance. your bank may offer overwrite protection or skip payment the fees may be less then a cash advance or payday loans.

Second   check into using your credit card instead of a cash advance. The interest rate on your credit card should be less than a cash advance.

Third   Your creditors may work with you. Ask for an extension or if you can skip a payment. Determine the cost of a late fee or the cost of skipping one payment compared to the cost of a cash advance loan.

cash advance companies, money transfer companies, and check cashiers are making short-term, high interest payday loans requiring no credit checks. you promise to pay back the lender plus a fee on your next payday. if you can not pay back the cash advance on your next payday you pay the fee again and again.

Cash advances are almost always a costly line of credit. If you need a cash advance, check the terms and conditions carefully to find the actual cost of the cash advance loan.

Can you be arrested for default on cash advance loan?

December 7th, 2008

You can not be arrested for defaulting on a cash advance loan. but you will want to pay it off quickly as the fees can grow quickly. According to the Fair Debt Collections Practices Act (FDCPA) It is illegal for any company to threaten you with arrest for failure to pay your debts.

How does a free cash advance loan work

December 7th, 2008

If you are a new customer your first  cash advance loan is free if you pay it off on time. (next payday upto 2 weeks)

First time borrowers can borrow 100 200 or 300 dollars. on your second loan you can borrow 400 and 500 on your third and following loans.

You will need to complete the online application  there is no credit check they will call you to verify your phone numbers. f you summit you application before 5 PM eastern time your loan will be deposited in your account on the  next business day. IE if you summit before 5 on Friday Monday morning cash will be in your account or if on Monday cash will be in your account on Tuesday morning

You will be required to submit a payment request online at least 2 business days prior to your cash advance loan is due.  If you don’t submit the payment request you will forfeit your free loan and will have to pay the fees cash will then be debit form your account equal to the amount you borrowed with no fees.

If you can’t pay your loan in full you will have to pay all the fees for the first two week read your loan agreement carefully


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